Credit evaluation - refers to credit appraisal institution to use expert judgment or mathematical analysis method， to personal and business performance all sorts of promises ability and prestige degree to conduct a comprehensive assessment， by using simple and clear symbols or text expression comes out， in order to meet the needs of society market behavior. It includes personal credit scoring， enterprise credit rating and professional credit evaluation， etc.
Enterprise credit rating refers to credit appraisal institution to solicitation to enterprise credit information， according to a certain indexes rating activities. Credit rating as a complete system， including credit rating elements and index， credit rating level and standard， the credit rating method and model etc. The credit rating index and credit rating method is credit rating system is the heart of two content and， at the same time， credit evaluation system in the most close connection， influence the most profound two content.
